A lender's perspective

As a lender, we have programs that allow as little as 3% down payment so you can get into your home with very little money down. We also have programs that allow us to work with less than perfect credit and the interest rates are still extremely low. With the combination of the 6k tax credit for current home owners, 8k credit for first time home buyers, little money down and outstanding interest rates, this is the absolute best time to purchase a home. Please let me know if you are interested or have any other questions. Thanks!

Lane Mullins
Nations Reliable Lending
Lmullins@nrl-llc.com
(512)260-2034

Common Questions From First Time Home Buyers....

Check out the website listed below from the Department of Housing and Urban Development. It answers some very basic questions and gives you a general idea of how it all works. Of course, your real estate agent should be happy to answer all your questions and to explain anything you don't understand.


http://www.hud.gov/buying/comq.cfm

Good News! Tax credit extended to May 1st.

The Senate voted today to extend the first time home buyers tax credit until May 1st. It also added a tax credit for repeat buyers, although there is a catch. Go to the URL below for more details. The House is expected to pass the bill tomorrow and President Obama is expected to sign it immediately.

http://www.realtor.org/RMODaily.nsf/pages/News2009110501?OpenDocument


Please email or call me for more information about buying a home.

Phillip Baird
Realtor
phillipdbaird@gmail.com
512-289-5738